KUCHING: AmBank has announced a strategic collaboration with Majlis Agama Islam dan Adat Istiadat Melayu Kelantan (MAIK) to process Waqaf contributions using DirectDebit via e-Mandate, a digital payment service introduced by Payments Network Malaysia Sdn Bhd (PayNet).
Through this collaboration, Waqaf contributors now can channel their contributions online to MAIK which provides added convenience, accessibility, and greater efficiency to the contributors.
Currently, Waqaf contributions to MAIK can be made through JomPAY for one-off payments. With the existence of DirectDebit via e-Mandate, inter-bank collection services will be more convenient, efficient and cost-effective for recurring payments which enables automated payments directly from Waqaf contributors’ bank account without any charges.
Ambank Group Wholesale Banking managing director Raja Teh Maimunah Raja Abdul Aziz said MAIK was the first customer to register for DirectDebit via e-Mandate.
“With this partnership, we also look forward to collaborating with other State Islamic religious councils and potential partners to build a holistic financial solution ecosystem, which will, in turn, help boost their efficiency and turnaround time,” she said in a statement today.
At the same time, PayNet Retail Payments director Khairuan Abdul Rahman said in keeping with PayNet’s development goal, they aspire to increase cashless payment usage beyond brick and mortar, and such integration was a perfect example of that.
“Whilst the retail market saw leaps and bounds for e-payment adoption this past couple of years, state and federal services offer a unique proposition that could help extend our reach and introduce e-payments to a bigger audience.”
Present at the ceremony were MAIK president Tengku Tan Sri Mohamad Rizam Tengku Abdul Aziz, his deputy Zulkifle Abd Rahman, Ambank Group Wholesale Banking Coverage head Shamsul Anuar Aebrahim and PayNet Ecosystem Development manager Yatie Raheda Abdul Rahman.
MAIK first opened their Islamic account with AmBank in 2008. Since then, MAIK has collaborated with AmBank on various e-Payment initiatives.
In 2018, MAIK has further enhanced the collection solutions via e-Payment method for Zakat (via JomPAY), Dana Awam Baitulmal (via JomPAY and FPX). To ease the e-Payment, MAIK has also signed up for eAmBiz, business online banking.
